Privacy Policy

Use Of Our Internet Web Site:

Peoples Bank is pleased to have a website available to anyone with Internet access. This informational site is presently maintained for those wishing to learn more about the mission of Peoples Bank and our available services and products. We are particularly pleased to offer Peoples Bank Online Banking, a secure online service which makes banking with us easier than ever.

Protecting your privacy is an on-going process. Whether it’s in person, via telephone, or on the Internet, we at Peoples Bank are committed to protecting your privacy. And you can rest assured we will continue to provide you with the most up-to-date safeguards possible to ensure the safety of your personal financial information.

Questions?

Give us a call at 606-845-2461 or use our secure contact form.

Privacy Policy

FACTS

Why?

What?

How?

WHAT DOES PEOPLES BANK OF KENTUCKY, INC. DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Income
  • Account balances
  • Credit history
  • Credit scores
  • Purchase history
When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples Bank of Kentucky, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes

to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes

information about your transactions and experiences
For our affiliates' everyday business purposes

information about your creditworthiness
For nonaffiliates to market to you
Does share?
Yes
No
Yes
No
No
No
Can you limit this sharing?
No
We don't share
No
We don't share
We don't share
We don't share
Who we are
Who is providing this notice?

People's Bank of Kentucky, Inc.
What we do
How does Peoples Bank of Kentucky, Inc. protect my personal information?
How does Peoples Bank of Kentucky, Inc. collect my personal information?
Why can't I limit all sharing?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to proprotect this information and we limit access to information to those employees for whom access is appropriate.

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Give us your contact information
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposesinformation about your creditworthiness
  • affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates
Nonaffiliates
Joint marketing

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Peoples Bank of Kentucky, Inc. does not share with our affiliates.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Peoples Bank of Kentucky, Inc. does not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include Credit Card Companies.

Questions?

Give us a call at 606-845-2461 or use our secure contact form.